Australian Domestic Premium Travel Insurance
Premium travel insurance whilst travelling within Australia (Australian Residents only) from Cover-More gives you the peace of mind that you are covered by a comprehensive travel insurance policy. Domestic Travel Insurance is a cost-effective way to cover the excess in case of accident for a rental vehicle. It also provides useful cancellation cover for prepaid travel arrangements in Australia.
If you are a Non-Resident and wish to take out travel insurance whilst travelling within Australia please see our Overseas Visitors to Australia Policy.
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The Cover-More "Comprehensive" Travel Insurance
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"Comprehensive" Schedule Of Benefits |
Maximum |
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Policy Section |
Benefit | Summary of the feature/benefit | International Plan IB |
Domestic Plan D |
| 1 | Overseas Medical And Dental |
Cover for overseas hospital, medical, surgical, nursing, ambulance and emergency dental expenses. Medical cover will not exceed 12 months from onset. |
$Unlimited | $Nil |
| 2 | Additional Expenses |
Cover for additional accommodation and transportation expenses as a result of certain events including sickness, natural disasters, loss of travel documents and strikes. |
$Unlimited | $10,000 |
| 3 | Amendment Or Cancellation Costs |
Cover, if due to unforeseen circumstances outside Your control Your |
Cover Chosen^ | |
| 4 | Luggage And Travel Documents |
Luggage – cover for loss, theft or damage. Travel documents – cover for replacement cost if lost or stolen. For luggage item limits, see page 8. |
$12,000* | $3,000* |
| 5 | Delayed Luggage Allowance |
Cover for the cost of essential emergency purchases overseas if all Your luggage is delayed by a transport provider. Delays of over 24 hours – up to $500. Delays of over 72 hours – up to $1,000. |
$1,000 | $Nil |
| 6 | Money | Cover for cash which is lost or stolen from Your person. |
$200 | $Nil |
| 7 | Rental Car Insurance Excess |
Cover for the excess You become liable to pay as a result of damage to, or theft of, a rental car. |
$4,000* | $4,000* |
| 8 | Travel Delay | Cover for additional accommodation expenses if Your scheduled transport is delayed over 6 hours. |
$,2000 | $750 |
| 9 | Resumption Of Journey |
Cover for the cost to return overseas if You have to return to Australia early as a result of the ill-health of a relative or business partner in Australia. |
$3,000 | $Nil |
| 10 | Special Events |
Covers additional costs to get You to a special event (as defined) if You would miss it due to unforeseen circumstances outside Your control. |
$2,000 | $2,000 |
| 11 | Hospital Incidentals |
Covers the cost of miscellaneous expenses up to $50 per night if You are hospitalised overseas for at least 48 hours. |
$8,000 | $Nil |
| 12 | Hijacking | $1,000 for each 24 hour period You are forcibly detained on a hijacked public transport vehicle. |
$8,000 | $Nil |
| 13 | Loss Of Income | Benefit payable if, due to an injury sustained during Your journey, You are unable to work on Your return to Australia. |
$9,000+ Up to $1,500 per month |
$1,500+ Up to $250 per month |
| 14 | Disability | Benefit payable if, due to an injury sustained during Your journey, You suffer total loss of sight in one or both eyes or total loss of the use of a limb. Up to $10,000 per accompanied child. |
$25,000+ | $10,000| |
| 15 | Accidental Death | Benefit payable (to Your estate) if You die due to an injury sustained during Your journey. Up to $1,000 per accompanied child. | $25,000+ | $10,000+ |
| 16 | Personal Liability | Cover for legal liability if Your negligent act or omission during the journey causes bodily injury or damage to property of other persons. | $2,500,000 | $200,000 |
^ Cover chosen applies per policy, see page 5.
* Additional cover available, see page 8.
# You can choose $200, $400, $600, $800 or $1,500.
+ Maximum liability collectively for Sections 14, 15 and 16
is $25,000 on Plan I and $10,000 on Plan D.
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