Budget Travellers Essentials Insurance
Cover-More
Please read and check the Summary of the Features and Benefits below and you may well find they are sufficient for your travel requirements. "Essentials" Travel Insurance is a quality policy for the traveller on a budget.
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The Cover-More "Essentials" Travel Insurance Please Click on the brochure image (left) for a full Policy Wording. |
You can be covered in as little as 5 minutes from now!
"Essentials" Schedule Of Benefits |
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Policy
Section |
Benefit | Benefit Limits International Plan IB |
Benefit Limits Domestic Plan D |
Summary of the Features and Benefits |
| 1 | Overseas Medical And Dental |
$10,000,000 |
$Nil |
Cover for hospital, medical, surgical, nursing, ambulance and emergency dental expenses. |
| 2 | Additional Expenses |
$10,000 |
Cover for additional accommodation and transportation expenses as a result of certain events including sickness, natural disasters, loss of travel documents and strikes. |
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| 3 | Amendment Or Cancellation Costs |
$10,000 |
Cover, if due to unforeseen circumstances outside your control your journey has to be re-arranged, or cancelled e.g. illnesses, accidents, extreme weather conditions, exam re-sit or retrenchment. |
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| 4 | Luggage And Travel Documents | $3,000 Item limits apply. |
$3,000 Item limits apply. |
Luggage – cover for loss, theft or damage. |
| 5 | Delayed Luggage Allowance | $200 | $Nil |
Cover for the cost of essential emergency purchases overseas if all your luggage is delayed by a transport provider. |
| 6 | Rental Car Insurance Excess | $Nil Unless purchased as an extra cover option. |
$2,000 Extra cover available. |
Cover for the excess you become liable to pay as a result of damage to, or theft of, a rental car. |
| 7 | Travel Delay | $Nil | $750 |
Cover for additional accommodation expenses if your scheduled transport is delayed for more than 6 hours. |
| 8 | Special Events | $Nil | $2,000 |
Covers additional costs to get you to a special event (as defined) if you would miss it due to unforeseen circumstances outside your control. |
| 9 | Cash In Hospital | $1,000 | $Nil |
$20 per night if you are hospitalised overseas due to a disabling injury or sickness provided you are in hospital for at least 48 hours. |
| 10 | Hijacking | $2,000 | $Nil |
$200 for each 24 hour period you are forcibly detained on a hijacked public transport vehicle. |
| 11 | Loss Of Income | $Nil | $1,500 Up to $250 per month. |
Benefit payable if, due to an injury sustained during your journey, you are unable to work on your return to Australia. |
| 12 | Disability | $Nil | $10,000 |
Benefit payable if, due to an injury sustained during your journey, you suffer total loss of sight in one or both eyes or total loss of the use of a limb. |
| 13 | Accidental Death | $10,000 | $10,000 |
Benefit payable (to your estate) if you die due to an injury sustained during your journey. |
| 14 | Personal Liability |
$1,000,000
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$200,000 |
Cover for legal liability if your negligent act or omission during the journey causes bodily injury or damage to property of other persons. |
| 15 | Medical and Dental Expenses In Australia |
Only for Area 6 $1,000,000 Medical cover will not exceed 12 months from onset. |
$Nil |
Cover for hospital, medical and emergency dental expenses incurred in Australia, provided you are not an eligible person within the meaning of the Health Insurance Act. |
You can be covered in as little as 5 minutes from now!
PLEASE NOTE: All policies except the "Overseas Visitors to Australia" Policy are available to Australian Residents only. All policies must be purchased prior to commencement of the journey from the insured's country of residence.
If you have an Existing Medical Condition (EMC) please contact us by email on info@travelinsure.com.au or by ringing us on 1300 654 956 AEST so that we can give you the necessary instructions to apply. When you purchase travel insurance with us we will donate 2% to the Rice For Cambodia foundation.
Contact us with any questions about international and domestic travel insurance.
If you would like us to assist you in finding the Best Value for Money policy for your particular needs please contact us by email: info@travelinsure.com.au or ring Travelinsure at Canadian Bay Travel on 1300 654 956 during business hours (AEST).
We respect your privacy and have adopted the General Travel Insurance Code of Practice developed by the Insurance Council of Australia.
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If you have any questions in the process of purchasing the policy or require any assistance please contact us
Mon-Fri 9.00am-5.30pm AEST or Saturday morning on
1300 654 956
The issuer of Cover-More Travel Insurance is Great Lakes Munich Reinsurance Group, ABN 189 64 580 576, AFSL No. 318603. Any advice given is of a general nature only and is not based on any consideration of your objectives, financial situation or needs. To decide if a financial product is right for you, please carefully read the Product Disclosure Statement, available from us, for the product. It is a condition of this website that you have received the Financial Services Guide. You agree to be provided the Financial Services Guide by accessing the following link – Financial Services Guide.