Backpacker Travel Insurance Basic Insurance Policy - Travelinsure

Budget Travellers Basic Insurance
Cover-More

Please read and check the Summary of the Features and Benefits below and you may well find they are sufficient for your travel requirements. "Basic" Travel Insurance is a quality policy for the traveller on a budget.

The Cover-More "Basic" Travel Insurance
schedule of benefits is outlined below.

Please Click on the brochure image (left) for a full Policy Wording.

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"Basic" Schedule Of Benefits

Maximum
Benefit Limits

Policy
Section
Benefit Summary of the feature/benefit International
Plan IB
Domestic
Plan D
1 Overseas Medical
And Dental

Cover for overseas hospital, medical, surgical, nursing, ambulance and emergency dental expenses. Medical cover will not exceed 12 months from onset.

$10,000,000
$Nil
2 Additional
Expenses

Cover for additional accommodation and transportation expenses as a result of certain events including sickness, natural disasters, loss of travel documents and strikes.

Cover Chosen#
3 Amendment Or
Cancellation Costs

Cover, if due to unforeseen circumstances outside Your control Your journey has to be re-arranged or cancelled e.g. illnesses, accidents, extreme weather conditions, exam re-sit or retrenchment.

Unlimited or $3000
4 Luggage And Travel Documents

Luggage – cover for loss, theft or damage. Travel documents – cover for replacement cost if lost or stolen. For luggage item limits, see page 8.

$3,000  
5 Delayed Luggage Allowance

Cover for the cost of essential emergency purchases overseas if all Your luggage is delayed by a transport provider for more than 24 hours.

$200  
6 Rental Car Insurance Excess

Cover for the excess You become liable to pay as a result of
damage to, or theft of, a rental car.

$Nil*
 
7 Hospital Incidentals

Covers the cost of miscellaneous expenses up to $20 per night if You are hospitalised overseas for at least 48 hours.

$1,000  
8 Hijacking

$200 for each 24 hour period You are forcibly detained on a
hijacked public transport vehicle.

$2,000  
9 Accidental Death

Benefit payable (to Your estate) if You die due to an injury sustained during Your journey. Up to $1,000 per accompanied child.

$10,000  
10 Personal Liability

Cover for legal liability if Your negligent act or omission during the journey causes bodily injury or damage to property of other persons.

$1,000,000
 
11 Medical and Dental Expenses
In Australia

Cover for hospital, medical and emergency dental expenses incurred in Australia, provided you are not an eligible person within the meaning of the Health Insurance Act. Medical cover will not exceed 12 months from onset.

Only for Area 6
$1,000,000
 

^ Cover chosen applies per policy, see page 7.
* Additional cover available, see pages 8-9.
# You can choose $200, $400, $600, $800 or $1,500.

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