Budget Travellers Basic Insurance
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"Basic" Schedule Of Benefits

Cover for overseas hospital, medical, surgical, nursing, ambulance and emergency dental expenses. Medical cover will not exceed 12 months from onset.

Cover for additional accommodation and transportation expenses as a result of certain events including sickness, natural disasters, loss of travel documents and strikes.

Cover, if due to unforeseen circumstances outside Your control Your journey has to be re-arranged or cancelled e.g. illnesses, accidents, extreme weather conditions, exam re-sit or retrenchment.

Luggage – cover for loss, theft or damage. Travel documents – cover for replacement cost if lost or stolen. For luggage item limits, see page 8.

Cover for the cost of essential emergency purchases overseas if all Your luggage is delayed by a transport provider for more than 24 hours.

Cover for the excess You become liable to pay as a result of
damage to, or theft of, a rental car.

Covers the cost of miscellaneous expenses up to $20 per night if You are hospitalised overseas for at least 48 hours.

$200 for each 24 hour period You are forcibly detained on a
hijacked public transport vehicle.

Benefit payable (to Your estate) if You die due to an injury sustained during Your journey. Up to $1,000 per accompanied child.

Cover for legal liability if Your negligent act or omission during the journey causes bodily injury or damage to property of other persons.

Cover for hospital, medical and emergency dental expenses incurred in Australia, provided you are not an eligible person within the meaning of the Health Insurance Act. Medical cover will not exceed 12 months from onset.