"Business" Schedule Of Benefits
|
Maximum Benefit Limits
|
|
Policy
Section
|
Benefit |
Summary of the Features and Benefits |
Gold Plan |
| 1 |
Overseas Medical
And Dental |
Cover for overseas hospital, medical, surgical, nursing, ambulance and emergency dental expenses.
|
$Unlimited
Medical cover will not exceed 12 months from onset. |
| 2 |
Additional Expenses |
Cover for additional accommodation and transportation expenses as a result of certain events including injury, sickness, disease, natural disasters, collisions, strikes and lost travel documents.
|
$Unlimited |
| 3 |
Amendment Or Cancellation Costs |
Cover, if due to unforeseen circumstances outside your control, your journey has to be re-arranged, or cancelled if it cannot be re-arranged. e.g. illnesses, accidents, extreme weather conditions or retrenchment.
|
$Unlimited |
| 4 |
Luggage And Travel Documents |
Cover for lost, stolen or damaged luggage, personal effects (including dentures, glasses and contact lenses) and travel documents.
|
$15,000
Extra cover available |
| 5 |
Delayed Luggage Allowance |
Cover for the cost of essential emergency purchases overseas if all your luggage is delayed by a transport provider.
|
$300 |
| 6 |
Money |
Cover for cash which is lost or stolen from your person.
|
$1,000 |
| 7 |
Rental Car Insurance Excess |
Cover for any rental car insurance excess you become liable to pay as a result of damage to, or theft of, a rental car.
|
$2,000
Extra cover available |
| 8 |
Travel Delay |
Cover for additional accommodation expenses if your scheduled transport is delayed for more than 6 hours.
|
$1000 |
| 9 |
Alternative Staff |
Cover for the cost of a replacement employee to complete the assignment for which you were originally sent if it is necessary for you to return to Australia as a result of your bodily injury or illness.
|
$15,000 |
| 10 |
Special Events |
Covers additional costs to get you to a special event (as defined) if your journey would otherwise be delayed and you would miss it due to unforeseen circumstances outside your control.
|
$2,000 |
| 11 |
Cash In Hospital |
An allowance of $100 per night should you be confined to a hospital overseas as a result of a disabling injury or sickness provided you are in hospital for at least 48 hours.
|
$5,000 |
| 12 |
Hijacking |
An allowance of $1,000 for each 24 hour period you are forcibly detained on a means of public transport which has been hijacked.
|
$10,000 |
| 13 |
Loss Of Income |
A Loss Of Income benefit is payable if, due to an injury sustained during your journey, you are unable to work on your return to Australia. Limit of $1,500 per month. 6 month limit applies.
|
$50,000 |
| 14 |
Disability |
A Disability Benefit is payable if caused by an injury sustained during your journey which results in total loss of sight in one or both eyes or total loss of the use of a limb.
|
| 15 |
Accidental Death |
A Death Benefit is payable(to your estate)if caused by an injury sustained during your journey. No benefit is payable for any accompanied children.
|
| 16 |
Personal Liability |
Cover for legal liability if your negligence causes bodily injury or damage to property of other persons.
|
$2,500,000 |
