Overseas Visitors To Australia - Inbound Vaction Insurance - Travel Insure

Inbound Travel Insurance
For Non-Australians from Cover-More

Travel insurance for Inbound Non-Australian Residents provides cover from your country of origin to and from Australia and includes cover whilst you are travelling within Australia. Please be aware that non-residents of Australia can only take out this type of policy. When you are directed to the Insurance Quote site, Please choose Australia - Non-Resident of Australia in the main destination box.

The Cover-More "Essentials" Travel Insurance
schedule of benefits for Australian Inbound Travellers (Non-Residents) is outlined below.
This information is valid from 1 July 2009.

Please Click on the brochure image (left) for a full Policy Wording.

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"Inbound Travellers" Schedule Of Benefits

Maximum
Benefit Limits

Policy
Section
Benefit Summary of the feature/benefit International
Plan IB
Domestic
Plan D
1 Overseas Medical
And Dental

Cover for hospital, medical , surgical, nursing, ambulance and emergency dental expenses.

$10,000,000
Medical cover will not exceed 12 months from onset.
$Nil
2 Additional
Expenses

Cover for additional accommodation and transportation expenses as a result of certain events including sickness, natural disasters, loss of travel documents and strikes.

$10,000
3 Amendment Or
Cancellation Costs

Cover, if due to unforeseen circumstances outside your control your journey has to be re-arranged, or cancelled e.g. illnesses, accidents, extreme weather conditions, exam re-sit or retrenchment.

$10,000
4 Luggage And Travel Documents

Luggage: cover for loss, theft or damage.

Travel documents: cover for replacement cost if lost or stolen.

$3,000
Item limits apply.
$3,000
Item limits apply.
5 Delayed Luggage Allowance

Cover for the cost of essential emergency purchases overseas if all your luggage is delayed by a transport provider.

$200 $Nil
6 Rental Car Insurance Excess

Cover for the excess you become liable to pay as a result of damage to, or theft of, a rental car.

$Nil
Unless purchased as an extra cover option.
$2,000
Extra cover available.
7 Travel Delay

Cover for additional accommodation expenses if your scheduled transport is delayed for more than 6 hours.

$Nil $750
8 Special Events

Covers additional costs to get you to a special event (as defined) if you would miss it due to unforeseen circumstances outside your control.

$Nil $2,000
9 Cash In Hospital

$20 per night if you are hospitalised overseas due to a disabling injury or sickness provided you are in hospital for at least 48 hours.

$1,000 $Nil
10 Hijacking

Cover up to $200 for each 24 hour period you are forcibly detained on a hijacked public transport vehicle.

$2,000 $Nil
11 Loss Of Income

Benefit payable if, due to an injury sustained during your journey, you are unable to work on your return to Australia.

$Nil $1,500
Up to $250 per month.
12 Disability

Benefit payable if, due to an injury sustained during your journey, you suffer total loss of sight in one or both eyes or total loss of the use of a limb.

$Nil $10,000
13 Accidental Death

Benefit payable (to your estate) if you die due to an injury sustained during your journey.

$10,000 $10,000
14 Personal Liability

Cover for legal liability if your negligent act or omission during the journey causes bodily injury or damage to property of other persons.

$1,000,000
$200,000
15 Medical and Dental Expenses
In Australia

Cover for hospital, medical and emergency dental expenses incurred in Australia, provided you are not an eligible person within the meaning of the Health Insurance Act.

Only for Area 6
$1,000,000
Medical cover will not exceed 12 months from onset.
$Nil

Please note that this policy provides a lower level of cover for medical expenses.
Travelinsure will not take any responsibility if you are under-insured.

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