Premium Worldwide Travel Insurance
Travelinsure recommends the Covermore Premium Options policy to travelers who require comprehensive travel insurance cover , discounted if purchased through this Travelinsure website. If you travel regularly a Multi Trip policy will give you the best value for money. If you are unsure please contact us so that we can assist you in finding the best insurance coverage for your needs.
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The Cover-More "Options" Travel Insurance
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"Options" Schedule Of Benefits |
Maximum |
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Policy Section |
Benefit | Summary of the feature/benefit | International Plan IB |
Domestic Plan D |
| 1 | Travel Services Provider Insolvency |
Cover if Your journey has to be re-arranged or cancelled due to |
$10,000 |
$5,000 |
| 2 | Overseas Medical And Dental |
Cover for overseas hospital, medical, surgical, nursing, ambulance and emergency dental expenses. Medical cover will not exceed 12 months from onset. |
$Unlimited | $Nil |
| 3 | Additional Expenses |
Cover for additional accommodation and transportation expenses as a result of certain events including sickness, natural disasters, loss of travel documents and strikes. |
$Unlimited | $10,000 |
| 4 | Amendment Or Cancellation Costs |
Cover, if due to unforeseen circumstances outside Your control Your |
Cover Chosen^ | |
| 5 | Luggage And Travel Documents |
Luggage – cover for loss, theft or damage. Travel documents – cover for replacement cost if lost or stolen. For luggage item limits, see page 8. |
$12,000* | $3,000* |
| 6 | Delayed Luggage Allowance |
Cover for the cost of essential emergency purchases overseas if all Your luggage is delayed by a transport provider. Delays of over 24 hours – up to $500. Delays of over 72 hours – up to $1,000. |
$1,000 | $Nil |
| 7 | Money | Cover for cash which is lost or stolen from Your person. |
$200 | $Nil |
| 8 | Rental Car Insurance Excess |
Cover for the excess You become liable to pay as a result of damage to, or theft of, a rental car. |
$4,000* | $4,000* |
| 9 | Travel Delay | Cover for additional accommodation expenses if Your scheduled transport is delayed over 6 hours. |
$,2000 | $750 |
| 10 | Resumption Of Journey |
Cover for the cost to return overseas if You have to return to Australia early as a result of the ill-health of a relative or business partner in Australia. |
$3,000 | $Nil |
| 11 | Special Events |
Covers additional costs to get You to a special event (as defined) if You would miss it due to unforeseen circumstances outside Your control. |
$2,000 | $2,000 |
| 12 | Hospital Incidentals |
Covers the cost of miscellaneous expenses up to $50 per night if You are hospitalised overseas for at least 48 hours. |
$8,000 | $Nil |
| 13 | Hijacking | $1,000 for each 24 hour period You are forcibly detained on a hijacked public transport vehicle. |
$8,000 | $Nil |
| 14 | Loss Of Income | Benefit payable if, due to an injury sustained during Your journey, You are unable to work on Your return to Australia. |
$9,000+ Up to $1,500 per month |
$1,500+ Up to $250 per month |
| 15 | Disability | Benefit payable if, due to an injury sustained during Your journey, You suffer total loss of sight in one or both eyes or total loss of the use of a limb. Up to $10,000 per accompanied child. |
$25,000+ | $10,000| |
| 16 | Accidental Death | Benefit payable (to Your estate) if You die due to an injury sustained during Your journey. Up to $1,000 per accompanied child. | $25,000+ | $10,000+ |
| 17 | Personal Liability | Cover for legal liability if Your negligent act or omission during the journey causes bodily injury or damage to property of other persons. | $2,500,000 | $200,000 |
^ Cover chosen applies per policy, see page 5.
* Additional cover available, see page 8.
# You can choose $200, $400, $600, $800 or $1,500.
+ Maximum liability collectively for Sections 14, 15 and 16
is $25,000 on Plan I and $10,000 on Plan D.
PLEASE NOTE: All policies except the "Overseas Visitors to Australia" Policy are available to Australian Residents only. All policies must be purchased prior to commencement of the journey from the insured's country of residence.
Visitors to Australia cannot be covered for any Existing Medical Conditions unless they have a condition that is automatically covered by the Essentials Visitors to Australia policy. When you purchase travel insurance with us we will donate 2% to the Rice For Cambodia foundation.
Contact us with any questions about international and domestic travel insurance.
If you would like us to assist you in finding the Best Value for Money policy for your particular needs please contact us by email: info@travelinsure.com.au or ring Travelinsure at Canadian Bay Travel on 1300 654 956 during business hours (AEST).
We respect your privacy and have adopted the General Travel Insurance Code of Practice developed by the Insurance Council of Australia.
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If you have any questions in the process of purchasing the policy or require any assistance please contact us
Mon-Fri 9.00am-5.30pm AEST or Saturday morning on
1300 654 956
The issuer of Cover-More Travel Insurance is Great Lakes Munich Reinsurance Group, ABN 189 64 580 576, AFSL No. 318603. Any advice given is of a general nature only and is not based on any consideration of your objectives, financial situation or needs. To decide if a financial product is right for you, please carefully read the Product Disclosure Statement, available from us, for the product. It is a condition of this website that you have received the Financial Services Guide. You agree to be provided the Financial Services Guide by accessing the following link – Financial Services Guide.